{"id":66916,"date":"2026-08-03T10:25:42","date_gmt":"2026-08-03T14:25:42","guid":{"rendered":"https:\/\/outgrow.co\/blog\/?p=66916"},"modified":"2026-08-03T10:35:59","modified_gmt":"2026-08-03T14:35:59","slug":"marketer-of-the-month-podcast-episode-253-banking-on-blockchain-standard-chartered-luxembourg-ceo-laurent-marochini-on-tokenization-at-scale","status":"publish","type":"post","link":"https:\/\/outgrow.co\/blog\/podcast-laurent-marochini","title":{"rendered":"Marketer of The Month Podcast- EPISODE 253: Banking on Blockchain: Standard Chartered Luxembourg CEO Laurent Marochini on Tokenization at Scale"},"content":{"rendered":"<div class=\"new-blog-post-content\">\n<h1><span class=\"ez-toc-section\" id=\"EPISODE_253_Marketer_of_the_Month_Podcast_with_Laurent_Marochini\"><\/span><strong>EPISODE 253: Marketer of the Month Podcast with Laurent Marochini<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a70fa3823e92\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a70fa3823e92\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/outgrow.co\/blog\/podcast-laurent-marochini\/#EPISODE_253_Marketer_of_the_Month_Podcast_with_Laurent_Marochini\" title=\"EPISODE 253: Marketer of the Month Podcast with Laurent Marochini\">EPISODE 253: Marketer of the Month Podcast with Laurent Marochini<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/outgrow.co\/blog\/podcast-laurent-marochini\/#Banking_on_Blockchain_Standard_Chartered_Luxembourg_CEO_Laurent_Marochini_on_Tokenization_at_Scale\" title=\"Banking on Blockchain: Standard Chartered Luxembourg CEO Laurent Marochini on Tokenization at Scale\">Banking on Blockchain: Standard Chartered Luxembourg CEO Laurent Marochini on Tokenization at Scale<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/outgrow.co\/blog\/podcast-laurent-marochini\/#The_Intro\" title=\"The Intro!\">The Intro!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/outgrow.co\/blog\/podcast-laurent-marochini\/#Dont_have_time_to_read_No_problem_just_watch_the_Podcast\" title=\"Don\u2019t have time to read? No problem, just watch the Podcast!\">Don\u2019t have time to read? No problem, just watch the Podcast!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/outgrow.co\/blog\/podcast-laurent-marochini\/#Or_you_can_just_listen_to_it_on_Spotify\" title=\"Or you can just listen to it on Spotify!\">Or you can just listen to it on Spotify!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/outgrow.co\/blog\/podcast-laurent-marochini\/#The_Rapid_Fire_Round\" title=\"The Rapid Fire Round!\">The Rapid Fire Round!<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>Hey there! Welcome to the <strong><em>Marketer Of The Month<\/em><\/strong> blog!<\/p>\n<p><span style=\"font-weight: 400;\">We recently interviewed <strong>Laurent Marochini<\/strong><b>\u00a0<\/b>for our monthly podcast &#8211; \u2018<\/span><a href=\"https:\/\/podcasts.apple.com\/cz\/podcast\/marketer-of-the-month\/id1481977557\"><span style=\"font-weight: 400;\">Marketer of the Month<\/span><\/a><span style=\"font-weight: 400;\">\u2019! We had some amazing, insightful conversations with Laurent, and here\u2019s what we discussed about-<\/span><\/p>\n<p>1. <span style=\"font-weight: 400;\">Investment banker to blockchain warrior: 27-year finance revolution<\/span><\/p>\n<p>2. <span style=\"font-weight: 400;\">Tokenization explained: making finance invisible and frictionless<\/span><\/p>\n<p>3. <span style=\"font-weight: 400;\">How big banks embrace innovation without committee death<\/span><\/p>\n<p>4. <span style=\"font-weight: 400;\">Being the rebel inside traditional banking systems<\/span><\/p>\n<p>5. <span style=\"font-weight: 400;\">Next-generation bankers ready for Web3 finance<\/span><\/p>\n<p>6. <span style=\"font-weight: 400;\">AI, blockchain, tokenization: the future isn&#8217;t scary<\/span><\/p>\n<p>7. <span style=\"font-weight: 400;\">The financial system in 20 years will transform<\/span><\/p>\n<h3><strong>About our host:<\/strong><\/h3>\n<p><b>Dr. Saksham Sharda<\/b><span style=\"font-weight: 400;\"> is the Chief Information Officer at <\/span><a href=\"https:\/\/outgrow.co\/\"><b>Outgrow.co<\/b><\/a><span style=\"font-weight: 400;\"> He specializes in data collection, analysis, filtering, and transfer by means of widgets and applets. Interactive, cultural, and trending widgets designed by him have been featured on TrendHunter, Alibaba,\u00a0 ProductHunt, New York Marketing Association, FactoryBerlin, Digimarcon Silicon Valley, and at The European Affiliate Summit. <\/span><\/p>\n<h3><strong>About our guest:<\/strong><\/h3>\n<div class=\"cardSection animateBottomTop\">\n<div class=\"Question-main nav_btns s_0_q_0 top\">\n<div class=\"Question-mainInner\">\n<div class=\"Question-container\">\n<div class=\"ques-subheading smFont\">\n<div class=\"sec-heading\">\n<div class=\"epsiode-subheading\">\n<div class=\"cardSection animateBottomTop\">\n<div class=\"Question-main nav_btns s_0_q_0 top\">\n<div class=\"Question-mainInner\">\n<div class=\"Question-container\">\n<div class=\"ques-subheading smFont\">\n<div class=\"sec-heading\">\n<div class=\"epsiode-subheading\">\n<div class=\"cardSection animateBottomTop\">\n<div class=\"Question-main nav_btns s_0_q_0 top\">\n<div class=\"Question-mainInner\">\n<div class=\"Question-container\">\n<div class=\"ques-subheading smFont\">\n<div class=\"sec-heading\">\n<div class=\"epsiode-subheading\"><span style=\"font-weight: 400;\">Laurent Marochini was appointed CEO of Standard Chartered Luxembourg in December 2024. He is very involved in the Fintech ecosystem, currently serving as Chairman of the ABBL (Association Banques et Banquiers Luxembourgeois) for the working group on Tokenisation and DLT, and was co-chairman of the Working Group Blockchain &amp; Crypto Currencies of ALFI (Association Luxembourgeoise des Fonds d\u2019Investissements) from 1996.<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Banking_on_Blockchain_Standard_Chartered_Luxembourg_CEO_Laurent_Marochini_on_Tokenization_at_Scale\"><\/span>Banking on Blockchain: Standard Chartered Luxembourg CEO Laurent Marochini on Tokenization at Scale<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"The_Intro\"><\/span><strong>The Intro!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b><i>Saksham Sharda: <\/i><\/b><span style=\"font-weight: 400;\">Hi, everyone. Welcome to another episode of Outgrow&#8217;s Marketer of the Month. I&#8217;m your host, Dr. Saksham Sharda, and I\u2019m the creative director at Outgrow. co. And for this month, we are going to interview Laurent Marochini, who is the Global Head of Payments at Accenture.<\/span><\/p>\n<p><b><i>Laurent Marochini: <\/i><\/b><span style=\"font-weight: 400;\">Great to be here. Thank you.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dont_have_time_to_read_No_problem_just_watch_the_Podcast\"><\/span><strong>Don\u2019t have time to read? No problem, just watch the Podcast!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/OsuTBg4AarM?si=sNdTo9HXNNOdqi44\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>Challenge yourself with this trivia about the exciting topics Laurent Marochini Top Explores covered in the podcast.<\/p>\n<p><a href=\"https:\/\/premade.outgrow.us\/laurent-marochini-quiz\" target=\"_blank\" rel=\"noopener\">Launch Interactive Quiz<\/a><\/p>\n<\/div>\n<div class=\"new-blog-post-content\">\n<h2><span class=\"ez-toc-section\" id=\"Or_you_can_just_listen_to_it_on_Spotify\"><\/span><strong>Or you can just listen to it on Spotify!<\/strong><iframe loading=\"lazy\" style=\"border-radius: 12px;\" src=\"https:\/\/open.spotify.com\/embed\/episode\/3yMSzFfWdP5wDBs2QCmmXi\/video?utm_source=generator&amp;si=06de8f8df2c54b31\" width=\"624\" height=\"351\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-testid=\"embed-iframe\"><\/iframe><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"The_Rapid_Fire_Round\"><\/span><b>The Rapid Fire Round!<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-38738 size-full\" src=\"https:\/\/outgrow.co\/blog\/wp-content\/uploads\/2021\/07\/rapid-fire.gif\" alt=\"rapid fire\" width=\"320\" height=\"240\" \/><\/p>\n<p><b><i>Saksham Sharda: <\/i><\/b><span style=\"font-weight: 400;\">At what age do you want to retire?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> 60.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> How long does it take you to get ready in the mornings?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> 15 minutes. .\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Favorite color?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Red.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> What time of day are you most inspired?\u00a0<\/span><\/p>\n<p><b><i>Lurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Monday.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> How many hours of sleep can you survive on?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> To survive? Six.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> The city in which the best kiss of your life happened?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Roma.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Pick one: Mark Zuckerberg or Elon Musk?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Elon Musk.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> How do you relax?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Bicycle.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> How many cups of coffee do you drink per day?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Six. I&#8217;m Italian.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> The most valuable skill you&#8217;ve learnt in life?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Honesty.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Are you an early riser or a night owl?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Early.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> One-word description of your leadership style.\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Empathy.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Coffee or tea to kickstart your day?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Coffee.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Top priority in your daily schedule?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Licensing.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Ideal vacation spot for relaxation?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Biking.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Key factor for maintaining a work-life balance?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Communication.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Memorable career milestone?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> CEO of Standard Chartered Luxembourg.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> A recent business innovation that caught your attention?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Digital asset custody.\u00a0<\/span><\/p>\n<div class=\"new-blog-post-content\">\n<p><strong style=\"color: var(--global-palette3); font-family: inherit; font-size: 28px;\">The Big Questions!<\/strong><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-42105 size-full\" src=\"https:\/\/outgrow.co\/blog\/wp-content\/uploads\/2022\/06\/the-big-question.gif\" alt=\"Big Questions Richard James Burgess\" width=\"480\" height=\"320\" \/><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Okay. Well, that&#8217;s the end of the rapid fire. Now we&#8217;ll go on to the longer questions, which you can answer with as much time and ease as you like. The first one is, most people spend their whole career playing it safe inside big banks. You basically looked at that and said, &#8220;No, I want to be the guy blowing things up from the inside.&#8221; Where does that come from? Were you always wired differently, or did something happen?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Both of them. To be honest with you, I spent my last 27 years in finance, and I&#8217;m still in finance, but something was happening around 2010 and 2014. So I started to work in finance in &#8217;98, and in 2010, I decided inside my last company to be head of quality and innovation, to work more with clients to work more in the front office. And I decided to jump into this role, and I discover a bit of myself, and especially in innovation. I decided also to make an MBA in innovation during that time. And in 2014, as head of innovation, blockchain was more in the top of the agenda of the first early mover. I decided to take my pen and to write a note to the direction of my previous company, Societe Generale, and we made a first investment in 2014. And I decided to spend more time in conferences and more time to work on the new technology, blockchain, and this is the start of the second part of my life, let&#8217;s say, professional life.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> So it seems you were talking about blockchain when most people thought it was either a scam or science fiction. What&#8217;s it like being early on something huge and having everyone around you think you&#8217;re kind of crazy?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Yeah, so they said, &#8220;Yeah, Laurent, you are crazy, or you are maybe too early.&#8221; Indeed, you cannot imagine the number of times in my life when I was discussing with C-level people to say Bitcoin is a fraud. Even a big CEO in the world said that, &#8220;Bitcoin is a scam. Bitcoin is a Ponzi scheme. &#8221; And each time I have to say and to explain and to convince people that Bitcoin and the technology blockchain is here to stay. Now they change a bit the angle because since 2020 they are not telling me, &#8220;Laurent, you are crazy,&#8221; but, &#8220;Laurent, you did the right things.&#8221; So definitely, it&#8217;s always a question of timing. It&#8217;s always a question of conviction, and you should never give up. Even if you have your conviction, you should never give up.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Okay, so since you&#8217;ve done this before, explain tokenization to me, as I&#8217;ve never heard of it. Like, why should someone who has nothing to do with finance care that this exists?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Okay, it&#8217;s quite simple because today, if you want to invest in a transaction, if you want to buy an equity, you need to follow different infrastructure. So the settlement of your share or fund will go to a different infrastructure using a different layer with a depository bank, with a correspondent bank, et cetera, et cetera. You have a lot of intermediaries. Tomorrow, in a tokenized world, the settlement will go to the blockchain infrastructure, so you will not have the same player in this field, and it&#8217;s cheaper, better, and you will have the speed with it.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda: <\/i><\/b><span style=\"font-weight: 400;\">So there&#8217;s always a gap between what a technology can do and what normal people will actually use it for. What&#8217;s the killer use case that makes tokenization something your people would eventually use without even knowing it?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> The tokenization of money market funds is definitely the killer app for us, and I think now they know how to do it using blockchain, but in the future you will never see it.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> So you went from being the guy inside a giant bank pushing for change to actually running a bank. Did that change how you see the machine? Like, is it harder to be a rebel when you&#8217;re in charge?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> It&#8217;s very hard to be a rebel because you need to convince each time. But I have to admit that I prefer running a bank, especially with Standard Chartered Luxembourg, because you can see all the different aspects and you can take your own destiny, and this is what is very important for me.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Big institutions are famously resistant to change. How do you get a very old bank to try something genuinely new without it just dying in a committee meeting somewhere?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> So in terms of history, you need to know that I joined Standard Chartered one year and a half, so the work has been done before, and I have to acknowledge that it was very well done. But you need to see two different angles. The first one, it should come from the top management, and we have a clear commitment from the top management that blockchain is here to stay, and it&#8217;s part of the strategy, so it should be acknowledged in terms of strategy and investment. So we have the education that has been done at the top management level, but the most important is the conviction. And at the end, you have the people that needs to work on the project, that are here to do the daily job, and a lot of things have been done in terms of education and mindset. And to be honest with you, when I joined Standard Chartered a year and a half ago, I was very impressed by the level of knowledge and the mindset of people inside the company. Good job for Standard Chartered.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> What do you know now that you wish someone had just told you at the start? Like, the thing that took you twenty years to figure out that could&#8217;ve been a five-minute conversation.\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Yeah. So for me it was mainly in term of mindset. You should not be shy. You are here to set up, to set some ambition. And for me, the most important, you need to connect, you need to connect with people, and you need to work on the education, because education is very important. You need to know what your assets, and you need to move forward. You should not wait that things are doing by themself. You need to move forward, and you need to take your destiny in your hand, so otherwise it will never happen.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> You also teach the next generation of finance people. Are they genuinely ready for how fast everything&#8217;s moving, or are we kind of setting them up to be obsolete by the time they graduate?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> No, definitely, they are ready. They were born with an iPhone. They were born with the digital asset. So they are ready, but what they need to take in account is that technology is moving very, very fast, and as I just said before, you, in term of education, you have a kind of expiration date of education. You need to set the foundation. This is what I have done with blockchain and digital asset, but if I&#8217;m just going to an island during one year, and I&#8217;m not speaking about digital asset during one year, after one year you have a kind of expiration date, so it&#8217;s a continuous improvement process.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> Do you think most people will ever actually understand or trust digital assets and tokenized finance, or is this always going to be a thing where a small group of people quietly reshape the world while everyone else just uses it without knowing?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> There is a global improvement in term of understanding, but as I said, things are moving very, very fast, so they need to continue with education because what&#8217;s going on today will happen potentially in two, three years&#8217; time. But if you go beyond the five to 10 years&#8217; time, there will be additional changes. So the technology is moving very, very fast, and if you are just looking to 2020 with AI, now we are speaking about AI a bit everywhere. Everything is moving fast, so you need to constantly move forward in term of education.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> You ride bikes, you lecture students, you run a bank, you&#8217;re pushing the frontier of finance. What are you actually chasing? Like, what does winning look like for you?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> I&#8217;m chasing to go for the success of Standard Chartered Luxembourg. We have a lot of projects. We have a lot of things to do, so my priority number one today will be to make the success in Luxembourg, in Europe, in the world of Standard Chartered.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> If everything you&#8217;ve been working on for the last decade actually plays out, what does the financial system look like in twenty years, and should regular people be excited or terrified?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> We should not be terrified, because the best way to predict the future is to build it. So, definitely you need to embrace innovation. You need to work on the education. And in twenty years&#8217; time, we will not speak about AI, we will not speak about digital assets. It will be part of our daily life.\u00a0<\/span><\/p>\n<p><b><i>Saksham Sharda:<\/i><\/b><span style=\"font-weight: 400;\"> All right. So the last question for you is of a personal kind. What would you be doing in your life if not this?\u00a0<\/span><\/p>\n<p><b><i>Laurent Marochini:<\/i><\/b><span style=\"font-weight: 400;\"> Bicycle.\u00a0<\/span><\/p>\n<p><strong style=\"color: var(--global-palette3); font-family: inherit; font-size: 28px;\">Let\u2019s Conclude!<\/strong><\/p>\n<p><b><i>Saksham Sharda: <\/i><\/b><span style=\"font-weight: 400;\">Thanks, everyone for joining us for this month&#8217;s episode of Outgrow&#8217;s Marketer of the Month. That was <\/span><span style=\"font-weight: 400;\">Laurent Marochini, who is the Global Head of Payments at Accenture.<\/span><\/p>\n<p><b><i>Laurent Marochini: <\/i><\/b><span style=\"font-weight: 400;\">Great to be here. Thank you.<\/span><\/p>\n<p><b><i>Saksham Sharda: <\/i><\/b><span style=\"font-weight: 400;\">Check out the website for more details, and we&#8217;ll see you once again next month with another marketer of the month.<\/span><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We interviewed Sulabh Agarwal in this episode of the Marketer of the Month Podcast to discuss insights on Payments &#038; Trust<\/p>\n","protected":false},"author":116,"featured_media":66949,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[605],"tags":[1009,673],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin 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